Short Term Disability

Who needs a paycheck? Not many people could get by without a regular source of income-even for a short time. In fact, a short-term disability can have a long-term financial impact on employees and their families.

Solutions for the short term. That’s why Short-Term Disability (STD) insurance is such a valuable employee benefit. And, that’s why Horizon Benefits can design disability insurance options that are affordable and easy for the employer to offer.

What's Available

• Range of benefit percentage, waiting period and duration options.
• Definition of disability focuses on the employee’s ability to earn an income rather then the inability to perform specific job functions.
• No “total” disability required; employee may work while satisfying waiting period.
• Rehabilitation Incentive.
• Complete integrated disability coverage with LTD.